Australia’s recovery marches on with the economy posting its biggest monthly trade surplus on record and skilled vacancies striking their highest level in well over a decade, pointing to a further fall in the jobless rate. But there is little sign at this stage of the Reserve Bank of Australia changing its view on its interest rate outlook, even as a growing swell of economists believe a cash rate hike could be as early as next year.

Business management agreements are useful for business people who want to use a manager or a management company to run their business. It may be that the business owner is too busy with other commitments to devote the time necessary to running the business properly. Alternatively, a manager may have superior skills and experience working in the particular industry.

Our Investment Funds have been designed to allow you to develop your own financial strategy and investment portfolio in conjunction with your financial planner. As well as giving you access to your money regardless of your age, the Investment Fund enables you to diversify your investments outside of the super environment.